If you can’t add a card to Wallet to use with Apple Pay, check Apple Pay on the System Status page. If there’s an issue, try to add a card again after the issue is resolved.
If there is no issue, follow these steps to make sure you can add a card to Wallet:
See if you’re in a country or region that supports Apple Pay.
Make sure you’re using an eligible device.
Update to the latest version of iOS, watchOS, or macOS.
Check that you’re using a supported card from a participating issuer.
Sign in to iCloud with an Apple ID.
Try to add the cardnow
After each step, see if you can add your card to Wallet:
Make sure that you’re in a supported country or region.
Restart your iPhone, iPad, Apple Watch, or Mac.
Update to the latest version of iOS, watchOS, or macOS.
If you still can’t add a card, contact your bank or card issuer for help.
You might be required to download an app from your bank or card issuer to add a card to Wallet
If the (+) button is missing in Wallet
If you don’t see the button when you open the Wallet app, your device might be set to the wrong region. First, make sure you’re in a country or region that supports Apple Pay. Then, follow these steps to set the region for your device:
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